tips to help you control holiday spending

The holidays should be a moment of joy and celebration, don't let holiday spending expectations be the cause of unnecessary financial stress.

Follow these simple tips to help manage that anxiety

  1. Be Proactive and Set a Holiday Budget you can stick to.

  2. Go Shopping With Cash or Debit Cards that you can pre-set limits Instead of Credit Cards to avoid over spending.

  3. Limit Your Gift List, Should the postman and receptionist at your office be on that list.

  4. Track your spending, do a spending consolidation at the end of each trip, you may be surprised at how much you have spent when you see the total figure.

  5. Take advantage of reward and cashback credit cards.

  6. Plan a holiday gift exchange, Secret Santa and set a price limit.

  7. Don’t wait until the last minute.

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