questions to ask yourself!
Which one do you currently have control over?
Your Budget?
Your Savings Plan?
What are your spending habits? Are you spending on impulse or planned?
Are your savings centered towards a specific goal?
Emergency
Vacation
Big purchase
Short-term or Long-term
What comes to your mind first before you borrow for a purchase?
Interest rates
Repayment plan
Item of appreciating value such as a house
Are you investing so that your money makes money for you, even in your sleep? Compound Interest does wonders!