what is budget?
“A budget is telling your money where to go instead of wondering where it went.”
― Dave Ramsey
A budget is a roadmap for where you will direct your money to go.
If you don’t give it clear direction, it will direct you instead to the financial pitfall of debt and no clear visibility for long term financial freedom.
It allows you to track your spending habits and determine what behavior you need to change.
Plan your budget ahead of time to have peace of mind when the unexpected comes up.